How to Enforce a Judgment in Louisiana

Winning a judgment in court is a major step—but it doesn’t automatically mean you’ll get paid. In Louisiana, creditors must take further legal action to enforce a judgment and recover the money owed. Whether you're a business, landlord, or individual, knowing what to do after the court rules in your favor is critical to securing results.

Here’s what you need to know about enforcing a judgment in Louisiana.

Step 1: Record the Judgment

Once you have a signed court judgment, the first step is to record it in the mortgage records of any parish where the debtor owns property. This creates a judgment lien against the debtor’s real estate.

Why it matters:

• The lien becomes a public record

• It prevents the debtor from refinancing or selling property without addressing your claim

• It establishes your priority over other creditors

Step 2: Garnish Wages or Bank Accounts

If the debtor won’t voluntarily pay, creditors can request garnishment, also known as seizure. In Louisiana, there are two main types:

Wage Garnishment

• You serve the debtor’s employer with a garnishment order

• A portion of their paycheck is withheld until the debt is satisfied

• There are legal limits on how much can be taken based on income and exemptions

Bank Garnishment

• You identify the debtor’s bank accounts and request a seizure order

• Funds are frozen and withdrawn to pay off the judgment

• This method is especially effective if timed before the debtor moves funds

Step 3: Seize Personal Property

Creditors can also request a Writ of Fieri Facias (FiFa), which allows the sheriff to seize and sell certain non-exempt property—like vehicles, equipment, or valuable assets. Proceeds from the sale are used to satisfy the judgment.

Keep in mind:

• The process can take time

• Upfront sheriff’s fees are typically required

• Only property not protected by law can be seized

Step 4: Keep an Eye on the Clock

Judgments in Louisiana are valid for 10 years but must be renewed before they expire to remain enforceable. If you miss the renewal window, you lose the right to collect—even if the debtor later gains assets or tries to sell property.

Final Considerations

• Debtors may try to avoid payment through bankruptcy, asset transfers, or delay tactics

• You must follow the legal process exactly—improper enforcement can be challenged in court

• Some assets and income are exempt from seizure under Louisiana law

How We Can Help

At Title Stream, we guide creditors through the enforcement process step by step. From recording liens and requesting garnishments to coordinating sheriff’s sales, our attorneys ensure your judgment is more than just a piece of paper—it becomes payment.