Settling an Estate: What to Expect from Start to Finish

When someone passes away in Louisiana, their estate must be legally settled before property can be transferred or assets distributed. This process—called succession—can feel overwhelming, especially if you’re grieving or unsure what comes next.

Step 1: Determine If Succession Is Needed

If the deceased owned:

• Real estate

• Bank accounts with no designated beneficiary

• Vehicles, investments, or business interests

…succession is usually required.

Step 2: Gather Important Documents

To begin the process, you'll need:

• A copy of the death certificate

• The will (if one exists)

• Property deeds

• Titles to vehicles

• Financial account info

• List of debts and liabilities

Step 3: Hire an Attorney

While small estates can sometimes be handled without legal representation, most successions benefit from working with an attorney. Your attorney will:

• File a petition with the court

• Appoint an executor or administrator

• Notify heirs and interested parties

• Publish required legal notices (if needed)

Step 4: Pay Debts and Distribute Assets

Before heirs receive anything, the estate must:

• Settle debts and pay outstanding taxes

• Handle mortgage or lien payoffs

• Distribute remaining property according to the will—or Louisiana law if there’s no will

The executor or administrator must follow the court’s procedures and keep records of all transactions.

Step 5: Close the Succession

Once all assets are distributed and debts are resolved, a final accounting is filed, and the court officially closes the estate. At that point, property titles are transferred, and heirs can legally take ownership.

How Long Does It Take?

A straightforward succession may take 2–4 months. More complex estates (especially those with multiple heirs, out-of-state property, or legal disputes) can take longer.

How We Can Help

At Title Stream, we guide families through the succession process with compassion, clarity, and legal support. Whether you're settling an estate with or without a will, we handle the paperwork, communication, and legal filings—so you can focus on what matters most.